
Black Americans carry higher student and auto loan debt despite lower median totals
Black Americans carry higher auto loan debt ($20,000), medical bills ($6,100), and buy now, pay later debt ($1,345) than the average America…
News on credit cards, personal loans, student debt, and consumer lending regulation.

Black Americans carry higher auto loan debt ($20,000), medical bills ($6,100), and buy now, pay later debt ($1,345) than the average America…

A household earns two sign-up bonuses instead of one when partners apply for the same credit card separately. Adding a spouse or partner as…

A layoff can halve your income overnight. When I was let go in fall 2025, my household cash flow dropped by 50%, just a month after my husba…