emergencyBreaking News$177,400 in Bitcoin from a steroid case moves to Coinbase Prime — a small transfer, but a signal the government’s crypto sales machine may be restartingBitcoin Investors Shift Toward Covered-Call Yield as Spot Prices DeclineFederal job cuts of 300,000 workers degrade public services for veterans and the elderlySocial Security’s insolvency date moves up as tax and immigration policies shrink trust fundA $300 Monthly Investment in the S&P 500 Can Reach $1.08 Million Over 35 Years$177,400 in Bitcoin from a steroid case moves to Coinbase Prime — a small transfer, but a signal the government’s crypto sales machine may be restartingBitcoin Investors Shift Toward Covered-Call Yield as Spot Prices DeclineFederal job cuts of 300,000 workers degrade public services for veterans and the elderlySocial Security’s insolvency date moves up as tax and immigration policies shrink trust fundA $300 Monthly Investment in the S&P 500 Can Reach $1.08 Million Over 35 Years
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Credit & Lending

News on credit cards, personal loans, student debt, and consumer lending regulation.

Black Americans carry higher student and auto loan debt despite lower median totals

Black Americans carry higher student and auto loan debt despite lower median totals

Black Americans carry higher auto loan debt ($20,000), medical bills ($6,100), and buy now, pay later debt ($1,345) than the average America…

Theo Pemberton•Just now
Separate Credit Card Applications Double Household Rewards

Separate Credit Card Applications Double Household Rewards

A household earns two sign-up bonuses instead of one when partners apply for the same credit card separately. Adding a spouse or partner as…

Brooks Kingsley•8h ago
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A layoff can halve your income overnight — here’s how to stretch savings, track spending and earn extra without sacrificing mental health

A layoff can halve your income overnight — here’s how to stretch savings, track spending and earn extra without sacrificing mental health

A layoff can halve your income overnight. When I was let go in fall 2025, my household cash flow dropped by 50%, just a month after my husba…

Taylor Lawson•17h ago
Airline Baggage Fee Hikes Shift Value to Co-Branded Credit Cards

Airline Baggage Fee Hikes Shift Value to Co-Branded Credit Cards

Round-trip domestic flights now cost at least $90 to check a bag. Major U.S. carriers, including JetBlue, United, Delta, Southwest, American…

Ezra Bishop•20h ago
Layoffs don’t end financial stability — these 4 moves kept me solvent each time

Layoffs don’t end financial stability — these 4 moves kept me solvent each time

Being laid off doesn’t mean your finances have to collapse. After my third layoff in 10 years — this one in fall 2025 at age 33 — I had thre…

Skyler Donovan•20h ago
Credit card monthly payments rose 38% since 2018 as 111 million Americans fail to pay in full

Credit card monthly payments rose 38% since 2018 as 111 million Americans fail to pay in full

Average monthly credit card payments rose from $1,441 in 2018 to $1,994 in 2025. This 38% increase is linked to national average annual perc…

Dana Calloway•22h ago
Credit Union Membership Requirements Create a Price Gap Between Personal Loans and Bank Loans

Credit Union Membership Requirements Create a Price Gap Between Personal Loans and Bank Loans

Borrowers who do not qualify for credit union membership are unable to access the average 10.64% APR on a 36-month, unsecured personal loan.…

Casey Harrington•23h ago
Higher Gas Prices Increase Credit Card Fees for Station Owners

Higher Gas Prices Increase Credit Card Fees for Station Owners

Gas station owners pay higher fees to the banks that process credit card transactions when gas prices rise. This occurs because credit card…

Remy Prescott•23h ago
SAVE Plan Borrowers Face Higher Monthly Payments After Permanent Elimination

SAVE Plan Borrowers Face Higher Monthly Payments After Permanent Elimination

Over 7 million student loan borrowers will likely face higher monthly payments as they are forced to exit the SAVE plan. The SAVE plan was t…

Riley Pendleton•1d ago
Premium Travel Credit Cards Convert $400 Annual Fees Into $6,000 in Travel Savings

Premium Travel Credit Cards Convert $400 Annual Fees Into $6,000 in Travel Savings

A moderately active traveler can realize more than $4,000 in net travel savings after paying a $400 annual fee for a premium credit card. Th…

Drew Langdon•1d ago
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