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Home/Briefs/retirement planning

BriefApril 13, 2026 · 07:36 PM

The 35-Year Earning Windows That Cap Social Security Benefits

A hypothetical monthly Social Security check of $4,640 for Harrison Ford would be the result of the lapping of cost-of-living adjustments on a maximum benefit of $3,266 established in 2012. This calculation assumes the actor began receiving benefits at age 70 in 2012. The Social Security Administration calculates disbursements based on the top 35 earning years of a worker's life. The average Social Security retirement benefit is $2,071 per month.

Morgan Ravenscroft

retirement planningSocial Security benefitsgovernment benefits

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