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Home/Briefs/consumer debt
BriefApril 18, 2026 · 06:21 AM

North Dakota Leads National Increase in Auto Loan Delinquency

Auto loan borrowers in North Dakota face late fees, credit score damage, and potential vehicle repossession. This risk is driven by a 10.81% increase in delinquent auto loan accounts between Q3 and Q4 2025, the highest jump among all 50 states according to a WalletHub analysis. In the fourth quarter, 12.62% of auto loan tradelines in the state were delinquent. WalletHub compared proprietary user data to identify where payment issues are rising most quickly.

Avery Hawthorne
consumer debtauto loanscredit scores

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