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Home/Briefs/mortgage rates

BriefApril 16, 2026 · 03:06 PM

Mortgage rate locks now protect against volatility ahead of the April Fed meeting

Qualified borrowers can secure the current average 30-year mortgage rate of 6.25% to protect against borrowing costs rising before the next Federal Reserve meeting. The Federal Reserve meets on April 28 and April 29, but CME Group projections show a less than 2% chance of a rate reduction. Mortgage rates can rise without a formal Fed rate hike if officials issue comments implying higher rates for longer. Lenders may adjust their rate offers upward to get ahead of volatility coming out of the meeting. Borrowers who do not lock rates now face higher borrowing costs.

Juniper Whitfield

mortgage ratesFederal Reserveinterest rate policy

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