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Home/Briefs/insurance technology
BriefApril 14, 2026 · 02:51 PM

Life Insurance Applicants Now Bypass Patient Portal Logins for Medical Record Retrieval

Life insurance applicants will no longer be required to enter medical portal login credentials to share their health data with insurers. This change comes through an exclusive agreement between MIB and Agentic Healthcare, which introduces Individual Access Services (IAS) to the MIB EHR. Applicants can now authorize the retrieval of their medical records via the MIB EHR, leveraging Agentic's identity verification partnership with CLEAR. The service expands MIB's reach to regional and statewide Health Information Exchanges (HIEs), particularly in states with large rural areas like California and Texas. Insurers using the MIB EHR retrieval service now access applicant data through a single interface. This streamlines the underwriting process by eliminating the need for multiple patient portal credentials.

Taylor Townsend
insurance technologyhealth data privacyunderwriting automation

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