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Home/Real Estate/MORTGAGE APPLICATION VOLUME

Existing Home Sales Hit Lowest Annual Pace Since 1995

DA

Drew Ashworth

mortgage application volume · Apr 14, 2026

Existing Home Sales Hit Lowest Annual Pace Since 1995

Source: DojiDoji Data Terminal

Existing home sales ran at a 3.98 million pace in March, the lowest annual pace since 1995. The National Association of Realtors reported the figure on April 13. The group revised its forecast for the year down to a 4% increase from a previous December forecast of 14%.

Related Brief4h ago
real estate

Tight supply keeps home prices at record highs despite falling demand

Buyers may gain more negotiating power as demand for existing homes falls. U.S. home sales fell 3.6% in March, the lowest for that month since 2009. The National Association of Realtors reported that lower consumer confidence and softer job growth are holding buyers back. Despite the slowing sales, the supply of homes remains tight. The median U.S. existing-home price is now $408,800, a 1.4% increase from one year ago and a record high for the month of March. Buyers gain more negotiating power.

Rising mortgage rates have caused mortgage applications to fall for four straight weeks. The National Association Association of Realtors Chief Economist Lawrence Yun stated that low inventory and high prices are holding back buyers.

Related Brief12h ago
mortgage rates

Rely Mortgage Rates Drop by Up to 0.54 Percentage Points

A one-year fixed mortgage rate from Rely is now 3.68%, a decrease of 0.54%. A two-year fixed rate is 3.80%, down 0.54%. A five-year fixed rate is 4.73%, down 0.49%. These changes follow a confirmation from Rely, part of OneSavings Bank, that it has reduced rates across its range, including limited edition products.

Consumer sentiment plunged to the lowest level ever recorded. Assessments of personal finances declined about 11%, with consumers expressing an increase in concerns over high prices and weaker asset values.

Related Brief19h ago
housing market

Trump Housing Initiatives Fail to Offset High Borrowing Costs

Prospective homebuyers face elevated borrowing costs through 2026. This pressure is driven by Federal Reserve interest rates that market expectations suggest will remain high. The Trump administration has attempted to mitigate these costs through a $200 billion mortgage bond-buying initiative and a ban on institutional investors buying single-family homes. Zillow Group Inc. expects U.S. home prices to rise 0.7% by the end of 2026.

mortgage application volume

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