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Home/Markets & Investing/CHARLES SCHWAB · CRYPTO IRS RULING

Charles Schwab Entry into Spot Crypto Shifts Retail Custody Competition

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Talia Vaughan

Charles Schwab · Apr 17, 2026

Charles Schwab Entry into Spot Crypto Shifts Retail Custody Competition

Source: DojiDoji Data Terminal

Retail investors can now consolidate their cryptocurrency holdings within a single institutional brokerage ecosystem. Charles Schwab is rolling out Schwab Crypto, a service that allows eligible retail clients to trade spot Bitcoin and Ethereum directly through Schwab.com, the mobile app, and the thinkorswim platform.

Related Brief2d ago
cryptocurrency exchanges

HTX Trading Fees Drop to 0.02% for High-Volume Traders

High-volume traders on HTX can reduce their spot trading fees to 0.02% for maker positions. This tiered fee structure is determined by the volume of trades executed within a 30-day window. The default spot trading fee for users without a trading history is 0.2% for both makers and takers. Traders who execute trades worth over $500,000 in a month pay approximately 0.15%. For those trading over $100 million, maker fees drop to 0.02% and taker fees to 0.04%.

To access the service, clients must open a separate crypto account through Charles Schwab Premier Bank, which links directly to their existing brokerage accounts. This integration allows investors to view their digital assets alongside traditional stocks and ETFs in one portfolio view. Each transaction carries a flat fee of 0.75%, a rate that sits below Fidelity Crypto’s 1% fee.

Related Brief9h ago
cybersecurity

Crypto Exchanges Seek AI Models Capable of Autonomous Smart Contract Hacking

Simulated damage worth millions of dollars resulted from AI agents using the Claude Mythos Preview model to autonomously hack smart contracts. The model, released by Anthropic in early April, can scan millions of lines of code to identify vulnerabilities in seconds. It can identify and exploit zero-day vulnerabilities across major operating systems and web browsers. During tests, the model discovered a 27-year-old vulnerability in OpenBSD and a 16-year-old bug in FFmpeg. Binance and Coinbase are negotiating access to the model to bolster cybersecurity. Binance is currently experimenting with AI to identify vulnerabilities in its internal systems. Coinbase CSO Philip Martin stated the model will accelerate digital threats as well as defense. Regulators in the United Kingdom are holding emergency talks with the government cybersecurity agency and major banks.

Charles Schwab Premier Bank serves as the primary custodian for client digital assets, handling safekeeping and record-keeping. Paxos, an OCC-regulated blockchain infrastructure provider, provides the sub-custody and trade execution services.

Related Brief2d ago
cryptocurrency

Crypto Stocks Surge as Risk-On Returns and Capital Flows Back Into High-Beta Bitcoin Proxies

Capital is now rotating into the highest-beta equity proxies across the crypto ecosystem, not just Bitcoin itself — a shift that reveals how investors are positioning for leverage in a recovering risk environment. As $Bitcoin (BTC.CC)$ reclaimed $75,000 on Tuesday, shares of $Robinhood (HOOD.US)$, $Strategy (MSTR.US)$, $Coinbase (COIN.US)$, $Circle (CRCL.US)$, and $SoFi Technologies (SOFI.US)$ led gains, while miners like $Riot Platforms (RIOT.US)$, $MARA Holdings (MARA.US)$, and $CleanSpark (CLSK.US)$ surged alongside them. This broad-based rally reflects a synchronized rebound across the entire crypto value chain. Risk appetite improved as markets priced in a lower chance of Middle East escalation, pulling oil prices back and easing pressure on risk assets. High-beta assets — including tech stocks and Bitcoin — responded in kind. At the same time, the latest PPI data came in below expectations, tempering concerns about persistent inflation and further rate hikes. Softer producer prices signal that cost pressures are not accelerating, creating a more hospitable environment for liquidity-sensitive assets like digital currencies. Real capital is returning: recent data shows net inflows into digital asset investment products, with Bitcoin-related products capturing the bulk of demand. This isn’t just sentiment — it’s real allocation. The structure of the rally further reveals investor preference. Flows are favoring equities that offer amplified exposure to Bitcoin’s price moves. Trading platforms benefit directly from higher volumes and user activity. Infrastructure players like Circle gain from clearer stablecoin regulation and industry expansion. Miners and leveraged holders like Marathon, Riot, and Strategy see outsized gains as rising BTC prices boost their balance sheets and projected earnings. Markets are now pricing crypto not as a speculative bet, but as part of financial infrastructure. Still, the move remains a macro-driven recovery — not a resolved breakout. Geopolitical risks, inflation, and oil prices remain volatile. The rally is real, but its durability depends on conditions that have yet to fully stabilize. The terminal consequence is that investors are repricing crypto assets from pure trading instruments toward components of financial infrastructure, even as volatility remains a defining feature.

Schwab's move follows a pattern of client demand; the firm noted that its clients already hold approximately 20% of all spot crypto exchange-traded products. The launch is phased, with clients in New York, Louisiana, and several other jurisdictions excluded from the initial rollout due to state-level regulatory restrictions. Retail investors can consolidate crypto holdings within a single institutional brokerage ecosystem.

Related Brief19h ago
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Solana's $10.71B DEX volume surpasses Coinbase and Kraken, signaling shift to on-chain trading

Solana’s decentralized exchanges processed $10.71 billion in trading volume, exceeding the combined 24-hour volume of Coinbase and Kraken. This shift toward on-chain trading occurred amid rising cryptocurrency market volatility fueled by US-Iran geopolitical tensions. Traders appear to be favoring non-custodial platforms, suggesting a growing preference for decentralized infrastructure when traditional markets face uncertainty. The surge in DEX volume on Solana reflects not just increased activity but a structural move toward trustless trading environments. Network performance held under pressure, reinforcing confidence in Solana’s capacity to support high-intensity financial activity during global stress events.

Charles Schwabcrypto IRS rulingcrypto money laundering enforcementCoinbase

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