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Home/Financial Foundation/HEALTH INSURANCE DEDUCTIBLE

A Roaring 20 Years of Hope, Health and Healing — and $1.76 Million in Free Care Last Year

CT

Callum Thornton

health insurance deductible · Apr 14, 2026

A Roaring 20 Years of Hope, Health and Healing — and $1.76 Million in Free Care Last Year

Source: DojiDoji Data Terminal

Last year, the Ohio Valley Health Center delivered $1,755,957 in free medical care to people who otherwise might not have seen a doctor. Patients walked in without insurance or with policies so thin that prescriptions like insulin remained out of reach, and walked out with exams, lab results, medications, and a treatment plan — often the first real hope they’d felt in months.

That care came entirely through volunteer providers and funding from grants and donations. The center, celebrating 20 years of service, operates in Jefferson County, Ohio — a region ranked 75th out of the state’s 88 counties in health outcomes. Here, 17.3% of people live in poverty, and 7.2% have no health insurance. But even those with coverage often qualify as underinsured, caught between high deductibles and low employer contributions.

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prescription drugs

Trump's Drug Price Website Offers Deep Discounts, But Most Americans Won't Benefit

Paying cash for prescription drugs — even at a discount of up to 93% — won’t count toward your insurance deductible or out-of-pocket maximum. That means for most Americans with health coverage, using TrumpRx.gov may save money in the moment but delay access to full insurance benefits later. The site, launched by former President Donald Trump, offers price comparisons for 43 medications purchased directly from 16 drug manufacturers. But if your drug isn’t on the list, or you’re counting on meeting your deductible, the deal quickly loses value. Approximately 68% of Americans take prescription drugs regularly, and 8% skip doses due to cost. For the 17.9% of Americans under 65 without insurance, TrumpRx could offer real relief — assuming their medication is among the 43 covered. But for the majority with insurance, the structural flaw is decisive: the transaction doesn’t register with their insurer. George Chapman, a retired hospital consultant, calls the program unlikely to help many. He notes that Congress banned Medicare from negotiating drug prices in 2003 — a concession to drug companies when Part D was created. The Inflation Reduction Act only reversed that partially, allowing negotiation for 15 drugs a year. Meanwhile, the U.S., with 5% of the world’s population, buys half of all prescription drugs, subsidizing global R&D. Prices remain opaque, pharmacy benefit managers deliver minimal savings, and Congress has refused to impose price transparency. TrumpRx highlights the dysfunction — but doesn’t fix it.

Ann Quillen, the center’s leader until her upcoming retirement, described how full- and part-time workers skip care because taking unpaid time off or securing transportation is too difficult. The center’s model — point-of-care treatment — removes those barriers. Patients receive same-day services, including echocardiograms made possible by donated equipment and volunteer cardiologists.

Preventive care is central. In the past year, 44 people participated in the colon cancer screening program, four of whom tested positive and received follow-up treatment. Thirty-two men received PSA tests for prostate cancer. A patient navigator helped 91 people enroll in Medicaid. The Diversity Health Initiative highlights racial disparities: Black women are 40% more likely to die from breast cancer than white women, and the gap is wider for prostate cancer.

Related Brief2d ago
taxation

New Tax Regime Maintains Full Interest Deductions for Let-Out Properties

Taxable rental income is reduced through the application of a 30% standard deduction and the deduction of housing loan interest. Under the new income tax regime, rental income is categorized as Income from house Property. The calculation begins with gross rent received, which is reduced by municipal taxes paid by the owner to arrive at the Net Annual Value. A flat 30% standard deduction for maintenance and repairs is applied to this value without requiring bills or proof. Interest paid on a housing loan for a let-out property is fully deductible without an upper limit. The remaining balance is the taxable income from house property.

Funding comes entirely from philanthropy. Quillen’s husband writes most of the grants; last year, they applied for over $400,000 and won about 80%. The annual gala, themed “A Roaring 20 Years of Hope, Health and Healing!,” raises roughly one-third of the center’s budget. Tickets are $65 and available through the center.

health insurance deductible

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