Wells Fargo Active Cash offers the highest flat-rate reward for no-annual-fee cards
Cardholders earn unlimited 2% cash rewards on all purchases with no annual fee. This rate is the highest for a flat-rate rewards card without a yearly cost. The Wells Fargo Active Cash Card provides a $200 cash rewards bonus to users who spend $500 in purchases within the first 3 months of account opening. The card features 0% intro APR for 12 months on purchases and qualifying balance transfers. It also includes up to $600 of cell phone protection against damage or theft, subject to a $25 deductible.
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