Three travel cards offer premium perks for $400 to $795 less than the Chase Sapphire Reserve

Cardholders can reduce their annual travel card costs by $400 to $795 compared to the Chase Sapphire Reserve, which carries a $795 annual fee. The Capital One Venture X Rewards Credit Card costs $395 per year, exactly $400 less than the Sapphire Reserve. It provides a $300 annual travel credit for bookings through Capital One Travel and 10,000 anniversary miles worth $100 toward travel. The Wells Fargo Autograph Journey Card has a $95 annual fee and a $50 annual statement credit for airline purchases of at least $50. The Bank of America Travel Rewards credit card charges no annual fee and offers a 25,000 point welcome bonus worth $250 after the user spends $1,000 in the first 90 days.