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Home/Markets & Investing/TETHER USDT · CRYPTO IRS RULING

Tether’s New Wallet Lets Users Send Crypto Like Text Messages — Without Giving Up Control

EC

Emerson Calloway

Tether USDT · Apr 16, 2026

Tether’s New Wallet Lets Users Send Crypto Like Text Messages — Without Giving Up Control

Source: DojiDoji Data Terminal

You can now send USDT, bitcoin, or tokenised gold as easily as a text message — and keep full control of your keys. Tether has launched tether.wallet, a fully self-custodial app that eliminates the need for intermediaries while simplifying how payments are sent. Instead of copying long wallet addresses, users can transact using human-readable usernames. Fees are paid in the asset being sent, no separate crypto needed.

Related Brief1h ago
stablecoins

Tether uses $127.5 million recovery fund to displace USDC as Drift Protocol settlement asset

Impacted Drift Protocol users will receive transferable recovery tokens representing claims on a recovery pool to recoup losses over time. The pool is funded by a $127.5 million commitment from Tether and $20 million from partner ecosystem funds. This recovery follows an April 1 exploit in which North Korean-linked hackers compromised a multisignature wallet and stole $295.7 million in user funds, including $159 million in JLP, USDC, cbBTC, and SOL. The shift in asset preference is accelerated by Circle's failure to freeze the stolen funds. Circle now faces a class action suit accusing the firm of knowingly permitting attackers to offload $230 million in USDC via its blockchain bridge CCTP over several hours. As part of the relaunch, Drift Protocol is shifting its settlement asset from USDC to USDT. The move displaces USDC, which holds a market cap of $8.1 billion on Solana, 2.65 times larger than USDT's $3.05 billion. Tether claims the transition will bring 128,000 users and 35 ecosystem teams onto USDT-based trading.

Private keys stay on the user’s device. Transactions are signed locally before hitting the network. The wallet supports Ethereum, Polygon, and Bitcoin’s Lightning Network, with more chains expected. It runs on Tether’s open-source Wallet Development Kit — the same infrastructure that’s powered Rumble Wallet for 80 million users since January 2026.

Related Brief6h ago
cryptocurrency

Tether’s self-custodial wallet puts digital money directly in users’ hands, bypassing banks and borders

Half the world’s population lives without reliable access to banking or stable currencies. For them, Tether’s new self-custodial wallet isn’t a convenience — it’s a lifeline. The launch of tether.wallet means users now hold full control of their digital assets, from USDT to Bitcoin, without relying on a bank, broker, or intermediary. Private keys stay on the device. Transactions are signed locally. The user owns the keys, and the keys own the money. No third party can freeze, reverse, or monitor the flow. The wallet supports USDT, USAT, Gold, XAUT, and Bitcoin across multiple networks, letting people move value as easily as sending a message. Instead of long, error-prone addresses, it uses human-readable identifiers — a small design change that prevents costly mistakes. Tether already reaches over 570 million people, most in developing nations where inflation erodes savings and banking access is limited. This wallet isn’t just another crypto app. It’s a direct transfer of financial agency to users who’ve been excluded from the global system. For the first time, Tether’s infrastructure is in end users’ hands, not just exchanges or institutions. The goal: tens of millions of new wallets per quarter, each one a node in a parallel financial network.

Tether, best known for issuing the world’s largest stablecoin, is shifting from back-end provider to direct consumer platform. CEO Paolo Ardoino said the goal is to make digital value transfers as intuitive as messaging. Over 570 million people already use Tether’s technology. Now, the company is bringing that infrastructure within reach of end users — especially those outside traditional banking systems.

Related Brief4h ago
personal finance

Crypto Tax Rules Make Buying Coffee With Bitcoin a Tax Filing

Purchasing a daily coffee with Bitcoin could require calculating gains or losses for tax reporting. Under current rules, every crypto transaction is treated as a taxable event. The IRS Virtual Currency Tax Fairness Act sets a $200 exemption for personal transactions. Cato argues this threshold may not reflect real spending patterns, citing annual household expenditures of around $80,000. The Cato Institute proposes removing capital gains taxes on crypto to reduce compliance burdens.

Tether USDTcrypto IRS rulingcrypto money laundering enforcement

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