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Home/Markets & Investing/FED INTEREST RATE DECISION · HOME PRICE INDEX

Sun Belt Home Inventory Surges as Buyers Migrate to the Rust Belt

JN

Juniper North

Fed interest rate decision · Apr 11, 2026

Sun Belt Home Inventory Surges as Buyers Migrate to the Rust Belt

Source: The Digital Ledger Data Terminal

Home prices in 28 of the 53 largest U.S. metros declined through February, according to the American Enterprise Institute (AEI) Housing Center. Cape Coral, Florida, recorded a 9.6% decrease. This shift follows a pandemic-era surge where Federal Reserve interest rate cuts lowered mortgage rates and pushed annual price increases to 18% by early 2022. In the Sun Belt, Austin prices rose from $297,000 to $593,000, Dallas from $264,000 to $432,000, and Phoenix from $293,000 to $470,000. Miami rose from $350,000 to $450,000 and Las Vegas from $308,000 to $448,000 between the fourth quarter of 2019 and the second quarter of 2022.

Related Brief1d ago
real estate

Home sellers are slashing prices by an average of $41,000 to attract buyers

Home sellers are reducing their asking prices by an average of 7.3%, or nearly $41,000, in February. More than one-third of home sellers reduced their asking prices in February. This share of households lowering prices is the highest February share on record since 2012. Redfin says buyers have been deterred by high mortgage rates, high prices, and economic uncertainty. The probability of a price reduction is lower for those who owned their homes for the length of time they owned their home. Less than one-third of February 2026 sellers who had owned their homes for the oldest own their homes for at least seven years lowered their price. In contrast, 34.9% of فلسفة sellers who had owned their holdings for two to seven years. The sellers who purchased homes during the pandemic peak set high initial listing prices to recoup their investment. These sellers must now lower their expectations as the market has shifted. Sellers in Texas and Florida are most likely to reduce their prices. Sellers in the the San Francisco Bay Area are the least likely to implement price cuts.

Elevated mortgage rates have created an affordability crisis for buyers, pushing inventory levels in Miami, Austin, and Houston to approach or exceed eight months. As buyers seek affordability in Midwestern cities, Kansas City home prices increased 8.6%. Pittsburgh and Cleveland also reported growth. Rust Belt cities experience revitalization.

Related Brief11h ago
real estate

Eau Claire Home Prices Hold Steady Year-Over-Year Despite 81% Six-Year Surge

Eau Claire home prices have stopped growing year-over-year. The median sale price for February 2026 is $304,426, reflecting a 0.0% change from the same month last year. This stagnation stagnation reflects a broader national trend where cooling demand and seller discounts are leading to a housing market reset. U.S. home prices have set monthly record highs for over two years, driven by persistent inflation and a chronic inventory shortage. In Eau Claire, the recent shift is arriving after a period of rapid growth. The median sale price in February 2019 was $168,000. Prices in the city have increased 81.2% since then. The median sale price increased 12.8% month-over-month.

Fed interest rate decisionhome price index

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