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Home/Briefs/retirement planning
BriefApril 14, 2026 · 01:48 PM

Social Security's 2.8% COLA Forecast Leaves Retirees Exposed to Inflation

Social Security beneficiaries may find a 2.8% cost-of-living adjustment (COLA) offers little to no help in covering everyday expenses, according to a survey of beneficiaries. The Senior Citizens League predicts a 2.8% COLA for 2027. This adjustment is calculated based on the inflation rate. Annual inflation recently reached a two-year high of 3.3%, driven by soaring oil prices caused by the war in Iran. These oil prices increase transportation and manufacturing costs for businesses, which raises consumer prices for gas, plastic products, and fertilizers. Between 2010 and 2024, the COLA outpaced the inflation rate in only five years. 68% of beneficiaries say the 2.8% adjustment offers little to no help in covering everyday expenses.

Iris Fitzgerald
retirement planninginflationSocial Security benefits

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