BriefApril 17, 2026 · 09:14 AM
Social Security's 2027 COLA formula creates a gap between benefit growth and inflation
Average retirees could see monthly benefit increases of 30 to 40 dollars. This modest growth is based on 2027 COLA predictions ranging between 2.2 percent and 2.4 percent. The Social Security Administration uses CPI-W data from the third quarter of the year to calculate the adjustment. Because inflation cooled earlier in that measurement period, the averaging formula offsets recent price jumps in rent and healthcare.
Willow Sterling
Social Securityinflationcost of living adjustment
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