SEC Safe Harbors Create Compliant Path for $75 Million Token Raises

Brokers and platforms can now facilitate primary token issuance without the cost of full IPO-style registration. This is a result of the SEC's proposed Regulation Crypto Assets framework, which introduces a two-tiered safe harbor system for token fundraising.

Related Brief2d ago

digital assets

ClearBank's MiCA license integrates stablecoins into regulated European banking rails

Businesses and individuals can now use USDC and EURC stablecoins for payments, remittances, and treasury operations through regulated banking infrastructure. The Dutch Authority for the Financial Markets (AFM) granted ClearBank a Crypto Asset Service Provider (CASP) license under the European Union’s Markets in Crypto-Assets (MiCA) framework. This authorization provides ClearBank an EU-wide passport to legally provide custody, exchange, and order execution services across the European Economic Area. Through an expanded partnership with Coinbase, ClearBank will issue and distribute Circle’s dollar-denominated USDC and euro-denominated EURC stablecoins. The integration allows Coinbase users to access savings accounts protected by the Financial Services Compensation Scheme (FSCS).

Established projects can raise up to $75 million within any 12-month period using structured financial disclosures. Startups are permitted to raise up to $5 million over four years with minimal disclosure requirements. Both tiers require issuers to maintain a public Transparency Portal detailing technical audit results, lock-up periods, and token distribution schedules.

Related Brief3d ago

cryptocurrency

Treasury Secretary Bessent's Push for the Clarity Act targets the flight of crypto companies to Singapore and Abu Dhabi

Companies and developers have moved to jurisdictions like Singapore and Abu Dhabi because of regulatory uncertainty in the U.S. market. This uncertainty stems from the SEC and CFTC applying different standards to digital assets. Treasury Secretary Scott Bessent has urged Congress to pass the Clarity Act to resolve this. The act would establish a registration framework for trading platforms and intermediaries and clarify the standards for determining whether a digital asset is a security. It would also include disclosure and custody rules for investor protection, anti-money laundering measures, and authority to respond to illicit finance. Bringing digital-asset activity into a clear regulatory framework would strengthen oversight and transparency.

The $75 million threshold exceeds the $20 million Regulation A+ ceiling that previously constrained token offerings. This creates a middle path for fundraising that previously drove token issuance offshore between 2021 and 2025.

Related Brief1d ago

investment scams

A promised hourly return of P1,212 becomes a warning about unregistered crypto platforms

A promised hourly return of P1,121.08 is not an investment opportunity—it’s a red flag. The Securities and Exchange Commission (SEC) has warned the public against the unregistered scheme Ecocapsule, which dangles a maximum hourly income of P1,212.08 under its "mini" plan, promising up to P174,643.02 over 60 days. The larger plan offers up to P43,411.02 daily, totaling P347,298.08 in 80 days—returns so steep they defy legitimate market mechanics. Ecocapsule is not registered with the SEC and holds no license to solicit investments. It also promotes team-building and marketing commissions, a structure commonly tied to illegal pyramiding. The regulator identified the scheme as part of a broader trend of unauthorized digital platforms exploiting app-based access to commit financial fraud. Separately, the SEC flagged HTX Cryptocurrency Exchange and Huobi Global, operating under the HTX brand, for offering crypto trading and derivatives without corporate registration, securities licensing, or status as a registered crypto-asset service provider. These platforms distribute unauthorized application package files that, when installed, can give scammers full access to mobile devices—enabling them to intercept one-time passwords, steal banking credentials, and initiate unauthorized loans. Soliciting investments without proper registration violates Republic Act No. 8799, the Securities Regulation Code. The SEC urges the public to report suspicious schemes through its hotline or iMessage Portal. Enforcement actions and financial literacy campaigns will continue as part of the Commission’s effort to curb illegal investment activities.

Related Brief2d ago

digital assets

ClearBank's MiCA license integrates stablecoins into regulated European banking rails

Related Brief3d ago

cryptocurrency

Treasury Secretary Bessent's Push for the Clarity Act targets the flight of crypto companies to Singapore and Abu Dhabi

Related Brief1d ago

investment scams

A promised hourly return of P1,212 becomes a warning about unregistered crypto platforms

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