Rakuten Wallet links $23 billion in loyalty points to XRP spending
44 million Rakuten Pay users can spend XRP-linked value at over 5 million merchant locations across Japan. This utility follows the integration of XRP as a listed asset and payment method within Rakuten Wallet starting April 15, 2026. Users can charge their Rakuten Cash with XRP to facilitate these transactions. The system also allows users to buy XRP directly with Rakuten Points, opening a path for a portion of the 3 trillion points in circulation—valued at approximately $23 billion—to flow into the digital asset.
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