BriefApril 17, 2026 · 12:56 PM
North Carolina homeowners face a second 7.5 percent insurance rate hike on June 1
North Carolina homeowners will pay a 15 percent cumulative increase in insurance premiums. The second half of a two-year settlement between the state's insurance regulator and the insurance industry takes effect June 1, 2026. This creates another 7.5 percent increase on top of the 7.5 percent that hit in June 2025. Insurance Commissioner Mike Causey negotiated the settlement in January 2025.
Milo Winslow
homeowners insuranceinsurance regulationrate hikes
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