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Home/Briefs/certificates of deposit

BriefApril 13, 2026 · 11:18 AM

Newtek Bank 9-Month CD Offers 4.20% APY as Federal Reserve Rate Cuts Persist

A $5,000 deposit in a high-APY CD can earn over $1,000 in interest compared to $300 in a low-APY CD. This yield is available as Newtek Bank offers a 9-month CD earning 4.20% APY. The availability of these rates follows a trend of banks cutting interest rates after the Federal Reserve reduced its benchmark federal funds rate three times in 2025.

Phoenix Livingston

Certificates of DepositFederal ReserveInterest Rates

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