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Home/Briefs/auto insurance
BriefApril 13, 2026 · 11:06 AM

New York Auto Insurance Premiums Average $1,500 Above National Average

New Yorkers pay an average auto-insurance premium of $4,000 a year, which is $1,500 more than the national average. Insurers increase rates to cover legal costs driven by fraud rings and personal-injury litigation, such as a lawsuit alleging the Ikhilov Law Group operates a scam using medical providers to file bogus liability claims against FedEx. Average New York rates grew 13.1% in 2024 and 11% last year.

Adrian Waverly
auto insuranceinsurance premiumslegal costs

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