Even Partial Crypto Clarity Could Unlock Institutional Capital, Ripple CEO Says

Even partial regulatory clarity could unlock institutional capital into digital assets, Ripple CEO Brad Garlinghouse says, as momentum builds in Washington for the CLARITY Act. While Garlinghouse has cooled his earlier optimism about the bill’s immediate passage, he insists negotiations are nearing resolution—pointing to increased coordination between the SEC and CFTC as evidence that a unified framework is becoming inevitable. His view reflects a broader industry shift: accepting incremental progress over continued ambiguity. Lawmakers including Bill Hagerty suggest the bill could advance through the Senate Banking Committee as early as April 2026. Scott Bessent has also urged Congress to accelerate legislative efforts. For firms like Ripple, the stakes are high. Exchanges such as Bitrue believe XRP could benefit directly from improved legal certainty. With institutional investors prioritizing compliance, even a partial framework could strengthen the legal standing of digital assets and trigger broader market adoption.