European Demand Powers $119.6 Million XRP ETF Inflow While US Retail Holds On

European investors funneled $119.6 million into XRP ETFs and related investment products in the week ending April 11, marking the strongest weekly inflow since December and more than half of all global crypto fund flows. The surge came almost entirely from European and international exchange-traded products, with Switzerland alone contributing $157.5 million to the global crypto inflow total—five times the $27.5 million from US investors. In contrast, US-listed spot XRP ETFs saw near-zero daily flows despite seven such funds now being available and holding nearly $1 billion in combined assets.

The data reveals a stark divergence in investor composition: 84 percent of US XRP ETF holdings are attributed to retail investors who do not file with the SEC, while Solana ETFs, by comparison, have 48.8 percent institutional participation. European buyers, unbound by the same regulatory uncertainty, have been accumulating XRP for weeks through exchange-traded products, signaling either a bet on XRP’s cross-border payment utility or a play on anticipated US regulatory clarity. The inflows in the first week of April alone erased March’s $31 million in net outflows.

Despite the institutional-scale buying, XRP’s price rose only from $1.30 to $1.35—a 3.8 percent increase—suggesting strong selling pressure, likely from early holders taking profits after Ripple’s SEC settlement. Technically, the token remains capped by a descending resistance trendline near $1.48. A survey of 351 institutional investors by Coinbase and EY-Parthenon found that 25 percent plan to add XRP to their portfolios in 2026, but 65 percent cited regulatory clarity as the primary barrier. The Senate Banking Committee’s late-April markup of the CLARITY Act, which could formally classify XRP as a digital commodity, represents the most immediate catalyst for unlocking that pent-up institutional demand.