Capital One Venture Business Card Offers 150,000 Bonus Miles — But It Costs $95 to Break Even

The Capital One Venture Business card offers 150,000 bonus miles to new cardholders who meet spending thresholds. To earn the full bonus, cardholders must spend $7,500 in the first three months and an additional $30,000 in the first six months. The card carries a $95 annual fee. To offset this, the card provides $50 in annual travel credit for Capital One Business Travel bookings and $50 in annual statement credit for purchases at qualifying advertising or software merchants. It also offers up to $120 every four years for Global Entry or TSA PreCheck fees. Combined, these credits total $100 per year, effectively breaking even on the fee and netting $5 annually. The card is marketed to small business owners, but individuals who qualify as such — such as those selling on platforms like OfferUp or working in gig economies — may also benefit.