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Home/Briefs/consumer debt
BriefApril 15, 2026 · 11:06 AM

BNPL Late Fees are Negotiable

BNPL users can avoid late fee costs by asking for a waiver. A LendingTree survey found that 40% of people paid late on buy now, pay later loans in the past year. Missing a payment triggers late fees and can damage a person's credit. 88% of the users who asked to have these fees waived were successful in getting the fee at least reduced.

Lane Callahan
consumer debtpersonal financecredit scores

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