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Home/Credit & Lending/PREDATORY LENDING CRACKDOWN

B.C. Court Rejects Businessman's Attempt to Shift Bank Debt to Government

AT

Atlas Thorne

predatory lending crackdown · Apr 14, 2026

B.C. Court Rejects Businessman's Attempt to Shift Bank Debt to Government

Source: DojiDoji Data Terminal

A Penticton businessman remains liable for $357,000 in unpaid bank debt after a B.C. court rejected his attempt to shift the liability to the government.

In May 2025, RBC filed a claim for over $39,000 in debt between a line of credit and a Visa account held by MacIntyre and his corporation, 2221837 Alberta Inc. In July 2025, the Business Development Bank of Canada (BDC) filed a suit for $318,000 across nine loan agreements with MacIntyre and his company, Big Bear Software Inc.

MacIntyre responded by filing third-party notices to add the Province of B.C. and the Attorney General of Canada to the cases. He argued that pandemic health regulations created economic duress that caused the debt. He sought to have the government pay any debts he was found to owe the banks, as well as $5 million in damages from each party.

Justice Richard Fowler rejected the third-party notices and struck a separate civil claim filed by MacIntyre. Justice Fowler found that the government parties were not party to any of the contractual agreements with RBC or BDC. He determined there were no material facts to support claims of indemnity or a clear connection between the province's pandemic response and the debt claims.

MacIntyre remains liable for the $357,000 in total unpaid bank debt claims.

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