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Home/Briefs/mortgage rates

BriefApril 17, 2026 · 09:03 PM

A 30-Year Fixed Mortgage Rate Drop to 6.42% Shifts Buyer Negotiating Power

Buyers now have more negotiating power and more choice in markets where inventory is increasing. This shift follows a decrease in the average contract rate on a 30-year fixed mortgage with conforming balances, which fell to 6.42% last week, down from 6.51% the week prior. The rate drop was driven by a decrease in 10-year Treasury yields, which responded to a ceasefire between the US and Iran last week.

Elliot Weston

mortgage rateshousing marketconsumer finance

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