emergencyBreaking NewsKim Tucker Tremblay’s Boston Marathon Run Targets $9,000 for Hopkinton Emergency FundMortgage Rates Dip as Global Tensions Ease, but 'Lock-In' Effect Inhibits RefinancingA three-month extension on margin rule compliance could prevent forced sell-offs in Bangladesh’s distressed marketFundstrat Predicts S&P 500 Target of 7,300 as Sector Repricing Limits Pullback DepthStrong corporate earnings and investor skepticism keep markets from collapsing during Middle East crisisKim Tucker Tremblay’s Boston Marathon Run Targets $9,000 for Hopkinton Emergency FundMortgage Rates Dip as Global Tensions Ease, but 'Lock-In' Effect Inhibits RefinancingA three-month extension on margin rule compliance could prevent forced sell-offs in Bangladesh’s distressed marketFundstrat Predicts S&P 500 Target of 7,300 as Sector Repricing Limits Pullback DepthStrong corporate earnings and investor skepticism keep markets from collapsing during Middle East crisis

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Home/Briefs/housing affordability

BriefApril 10, 2026 · 09:21 AM

$49,246 Is All It Takes to Buy a Home in These Cities

Pensacola, Florida has the lowest required salary at $49,246 to afford a home with a 20% down payment. The national average home value in the U.S. is $358,771. A 20% down payment on the national average home requires $71,754 in savings. In 17 U.S. cities, a home can be purchased with a 20% down payment of $60,000 or less. The lowest salary needed to afford a mortgage with a 20% down payment in these cities is $49,246.

Hugo Townsend

housing affordabilitymortgage costsdown payment

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