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Home/Briefs/mortgage rates
BriefApril 16, 2026 · 10:51 AM

30-Year Mortgage Rates Projected to Reach 6.2% by 2026

The average rate on 30-year loans is projected to reach 6.2% by the end of 2026. This forecast from the Mortgage Bankers Association comes as rising inflation expectations move the 10-year Treasury yield, which drives mortgage rates. Geopolitical tensions have increased oil prices, pushing inflation higher than previously expected. The Mortgage Bankers Association predicts inflation will reach 4% by the end of 2026, up from an original forecast of 3.2%. Because of these inflation risks, the Mortgage Bankers Association has removed expectations for Federal Reserve rate cuts this year. The federal funds rate is expected to remain in the range of 3.5% to 3.75% with little movement anticipated into 2027.

Felix Thornton
mortgage ratesinflationFederal Reserve

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